The Top 5 Health Insurance Companies in the USA

When you're looking to buy health insurance, it helps to know who the big players in the health insurance market are. This article will serve to provide information on the top five health insurance companies in the United States.

First we'll look at Wellpoint. Wellpoint is the largest health insurer in the U.S. with estimated revenue of US$56 billion per year. One in nine American citizens is inured under a plan affiliated with Wellpoint. Wellpoint has a great public image due to its adherence to its motto of improving the lives of people. Apart from offering excellent coverage, they also handle claims rapidly, offer affordable premiums, and even take steps to encourage people to stay healthy. They aid many campaigns that promote fitness, better diet, and avoiding habits that can have a negative impact on your health. Additionally, they seek to effect reform in the healthcare industry to improve the quality of treatment available to American citizens.

Blue Cross is practically a household name in the U.S. and is trusted by roughly 90 million Americans. This accounts for 30% of the population and makes Blue Cross the most trusted, based on relative number of users, across the U.S. In addition to its role to everyday Americans, it administers health plans for the Federal Government.

Aetna Inc. is also one of the largest health insurers in the U.S. This company has a massive network of healthcare providers that stretch into every corner of the country. These doctors are carefully selected based on a proven track record of performance, and cost efficiency. It provides a wide range of benefits to workers, through their employers, in every state. It even implements programs to help with rising costs of employee health benefits – truly a company trying to help its clients.

CIGNA Corporation is another top health insurance company. Apart from work, similar to that of its industry peers, in improving the healthcare system, they have also taken unique steps to compete with the big players. They have a reputation for keeping up with, and trying to outdo, the standards set by their competitors to keep themselves up to the highest standard. With such a dedicated business practice, and the same caring attitude we’ve come to expect, they definitely qualify as one of the best in the U.S.

Finally, United Health Groups Incorporated, the second largest provider of health insurance in the United States, rounds off our list. Its mission, in addition to providing quality, dependable health insurance, is to improve public access to the best healthcare available. It invests its resources heavily in technologies, and projects, to this end; a fitting end to our top five list.

Assuming that you go for one of the companies listed here, you should still do proper investigation of what each company offers, to determine which of them will benefit you, the most, individually. The same rule applies if you go for a less large company but these companies have proven themselves, for decades, to be the best of the best, with a proud dedication to serving the American people.